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Written by Bruce Clark

I’ve been a resident of Bucks County since 1979 and have been a REALTOR since 1995. I have earned the respect of friends & associates by maintaining a level of fairness & understanding of their needs. A big part of my process is the conversation. I believe a lot of agents have forgotten this. To sit down & really listen to what you are looking to accomplish & what your dreams and wishes are. I’ve always said it all begins with a conversation & it holds true for everything.

HomeArticles Posted by Bruce Clark (Page 9)
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Moving through the process… Insurances – You will need to speak to an insurance agent to determine needed coverage for your new home as soon as possible.  Be sure your insurance agent knows the Lender’s requirements.  Advise your insurance agent that I would be happy to help obtain the answers to any questions about the […]

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The process continues… Estimate of Monthly Payments – Also included on the “Good Faith Estimate” form is a calculation of your monthly payments based on the principal loan amount, interest rate, taxes and insurance costs (PITI payment).  Depending on the amount of your down payment and the type of financing used, there may also be […]

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There is more to the process… Earnest Money Deposit – When you make your offer for a property, all the terms and conditions will be included in the “Agreement of Sale” (AOS).  You are then required to include an “Earnest Money Deposit” check made out to the Listing Broker Agency.  This check will be deposited […]

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There is more to understand about buying a home than just going out and looking and saying “I want that one”!  Over the next 3 weeks I will touch briefly on all aspects of the process.  If you would like more detailed information or assistance with the process, let me know! Pre-qualification and Good Faith Estimate – It […]

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Home Seller Tip:  Average your last 12 months utility costs and have it available for agents and prospective buyers to see when looking at your home. Home Buyer Tip:  Be careful posting comments on blogs or social networks that you would not want a seller to see.  For example, “I love this home so much I […]

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Mortgage rates although rising in March have kept buying less expensive than renting in all 100 large metros.  Since I live in the Philadelphia metro area that is my main concern.   In comparing, I am assuming a buyer will get a 3.75% interest rate, be in a 25% tax bracket and itemize their federal tax deductions.  […]

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A great question, answered by the NY Times, about getting your home Market Ready. Q. I want my home to stand out from the crowd. Which paint colors will make it look unique, but still clean and crisp? Neutral colors, always the standard answer, but it doesn’t always mean white. Read on to find out […]

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A house is more than simply a place to live. It can give you a sense of security, piece of mind, and even a sense of pride. Recent studies have shown that, despite the recession, owning a home is still viewed as an important step towards fulfilling the American Dream. Buying a home, however, comes […]

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  Most people who are selling their homes think they don’t need to know a lot about the mortgage industry. They assume that buyers are the only ones that need to worry about interest rates, down payments, closing costs, and everything else that goes into a home purchase. But a wise seller will educate themselves […]

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Something about a house “that makes you smile when you come home”. That’s the definition of “curb appeal”. Exactly what that something is differs depending on the home and owner, because different elements trigger that feeling in everyone. The key to curb appeal is balancing what makes you happy with what works in your community, […]