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Written by Bruce Clark

I’ve been a resident of Bucks County since 1979 and have been a REALTOR since 1995. I have earned the respect of friends & associates by maintaining a level of fairness & understanding of their needs. A big part of my process is the conversation. I believe a lot of agents have forgotten this. To sit down & really listen to what you are looking to accomplish & what your dreams and wishes are. I’ve always said it all begins with a conversation & it holds true for everything.

HomeArticles Posted by Bruce Clark (Page 8)
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This will bring us up to date for the first four months of 2013… Settled Single Famliy Homes Bucks County 2013- January 307 homes up 10% over January 2012 (keep in mind these most likely pended in October or November 2012), February 2013 298 up 25.2% compared to 238 in 2012, March 384 homes up […]

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So far we have covered Inventory, and Inventory Accumulation and how it clearly effects sales.  Let’s look at Bucks County Single Family Homes and Condominium sales for the first four months of 2013 and compare to other years as well. Pended homes are those under agreement however, they have not yet settled and may not depending […]

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I spoke of inventory in a recent blog with respect to this “Hot” market.  Today I will address Inventory Accumulation.  This is how many months it will take to sell all homes presently on the market based on the present rate of sales… 2013 Single Family Home Inventory Accumulation – January 6.6 months down 22.4% from […]

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I am sure you have heard all about the “Hot” market, how homes are flying off the “Shelf”, and prices are rising with multiple offers!!  Overall Real Estate sales are strengthening in most markets, some more than others.  Keep in mind those that were hit the hardest generally come back with a vengence and those are the […]

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What is an FHA loan?  It is a government insured loan (MIP-Mortgage Insurance Premium), plain and simple.  What is PMI ?  It is Private Mortgage Insurance.  What is the difference?  Well until recently not a whole lot.  As of April 1, 2013 FHA has increased their pricing and on June 3, 2013 FHA is changing their cancellation-of-the-premium […]

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……………………………..0 Point             1 Point Conventional 30 Year Fixed                 3.5%               3.375% 15 Year Fixed                 2.75%              2.5% 5/1 ARM                         2.75%              2.25% Government FHA 30 Year Fixed       3.25%             Call for rate VA 30 Year Fixed           3.25%            Call for rate Jumbo 30 Year Fixed                 3.75%             3.625% 15 Tear Fixed                  2.875%          2.75% Call me for more information or to speak with one of my personal Mortgage Loan […]

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A few final notes… Utilities – Prior to settlment, you will need to have all utilities transferred to you.  If the utilities are already on, it will be YOUR responsibility to call the appropriate offices and give them the necessary information to set up an account in your name.  Do not wait until the last […]

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Almost through the process… Certified Funds Needed – A day or so before closing, final figures should be available through the title company to let you know the amount of money you need to bring to closing.  REMEMBER, IT MUST BE CERTIFIED FUNDS obtained from your bank or credit union.  I suggest you have the […]